【摘要】新型农民专业合作社悄然兴起于中国社会主义市场经济浪潮中，它有效架起了弱小农户与统一大市场的桥梁，使家庭分散经营的能力得以整合从而有效提高市场经济竞争力。新型农民专业合作社不同于二十世纪五六十年代的合作社，但两者又在某种程度上都遵循了国际合作社的相关原则。欧洲合作社思想源远流长，至今已有150多年的历史，而中国的合作社思想的发展较欧洲晚了半个多世纪，但毛泽东、邓小平、陈云等马克思主义者始终在遵循中国国情的基础上发展合作社事业，并形成了有中国特色的农业合作社理论，进一步丰富和发展了马克思主义合作社思想。

　　目前，新型农民专业合作社还处于发展的初始阶段，面临诸多问题，而融资难问题是制约合作社可持续发展的难题之一。鉴于此，本论文以马克思主义合作社理论为指导，结合中国新型农民专业合作社发展的现状，分析了制约其融资难的具体因素，随后，论文着重从新型农民专业合作社自身角度分析了合作社作为特殊的企业融资，在社会主义市场经济条件下解决融资难问题，应以市场为导向，在遵循马克思主义合作社原则的前提下采取灵活、多样和多元化的融资方式。首先，创新新型农民专业合作社内部融资模式；其次，提出了对新型农民专业合作社融资主渠道--农村信用合作社的改革。改革思路是，以合作制为基础，明晰产权，遵循市场化改革；最后，指出我国政府角色应重新定位--树立民办官助型政府角色，为合作社融资提供高效、优质的服务。

　　本论文从马克思主义合作社理论出发，在较贫困地区进行社会调查的基础上，为如何破解新型农民专业合作社融资难问题提出了参考性的依据，以期盼破解农民专业合作社的融资难问题。

　　【关键词】马克思主义；合作社理论；农民专业合作社；融资

　　【Abstract】 New Specialized Farmers’ Co-operative Society, emerging quietly in China’s Socialist Market Economy, built a bridge between the small farmers and the united big market, which led to the integration of the abilities of household decentralized operation and to the growing competitiveness of Market Economy. Although different from cooperatives in 1950s and 1960s, New Specialized Farmers’ Co-operative Society still to some extent complies with the relevant principles of International Co-operative Society as the former ones. It is one of the wonders made by Chinese peasants in China’s Socialist Market Economy. The idea of European Cooperatives has a history of 150 years. China’s idea of Cooperatives can date back to 100 years ago. However, the Marxists like Chairman Mao Tsetung, Deng Xiaoping, and Chen Yun have never ceased to develop Co-operative enterprise on the basis of China’s National Conditions resulting in forming agricultural Co-operative Society theories with Chinese characteristics which consequently bounded and developed Marxist thought of Cooperatives.

　　Nowadays, New Specialized Farmers’ Co-operative Society is still in the beginning of development with many difficulties to overcome. Difficult financing is the main obstacle of the sustainable development of Specialized Farmers’ Co-operative Society: For the above reasons, in the guidance of Marxist Cooperatives theory and combined with the present situations of China’s New Specialized Farmers’ Co-operative Society, this paper firstly analyzes main factors restraining difficult financing, and then tries to find out ways to solve the problem of difficult financing under Socialist Market Economy conditions from the perspective of New Specialized Farmers’ Co-operative Society as a special enterprise to finance. In the guidance of the market, and complying with the principles of Marxist Cooperatives, New Specialized Farmers’ Co-operative Society should adopt flexible, various and diversified means of financing. A good example of financing is to innovate internal financing patterns of New Specialized Farmers’ Co-operative Society. Another example is the reform of rural credit cooperatives which can be done by clarifying property rights and following the market-oriented reformation. Finally, this paper suggests reorientating the roles our government through setting a privately-run and official-aided government in order to provide cooperative financing with effective and high-quality service.

　　From the perspective of Marxist Cooperatives theory, and on the basis of the social investigation of poverty-stricken areas, this paper provides some constructive references on how to solve financing difficulty of New Specialized Farmers’ Co-operative Society.

　　【Key words】 Marxism； the Cooperatives Theory； Specialized Farmers’ Co-operative Society； financing